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USDA Rural Development

USDA Rural Development-No Down Payment Option for Today’s Market

No longer considered a “farmers loan”, a USDA home loan from CrossCountry Mortgage offers a great opportunity for home buyers to take advantage of low home prices with no down payment! With recent changes by the USDA, millions of Americans are now eligible for financing outside major metropolitan areas. With very specific guidelines, it is important to work with a Loan Officer that has experience specifically with USDA government financing to determine your eligibility. Give me a call today and let us show you what real service looks like!

  • No down payment option
  • Fixed rate loan
  • For purchase or refinance
  • Can offer better terms than FHA or Conventional
  • Highly experienced USDA staff
  • Borrower income limited to 115% of median income for the area. Borrowers must have reasonable credit histories. 30-year loan term. Housing costs cannot exceed 29% of income; total debt payments cannot exceed 41% of income. Homes must meet state and HCFP building codes. Funding fee required. Available only in designated USDA rural areas.